Please feel free to copy this blog and send it to your insurance company. Feel free to post it to you social media posts. Thank you, Sheri
Dear United Healthcare, Kaiser Permanente, Well Point, Aetna, Blue Cross, Blue Shield and other Carriers,
We the public have not heard how you plan to handle the actions of the new healthcare mandate from Florida and the growing wave of parents who refuse to vaccinate their children against the common but in some cases extremely dangerous and deadly childhood diseases that are preventable. I am talking about Poliomyelitis, Measles, Mumps, Rubella, Whooping Cough, Tetanus, Diphtheria, Chickenpox, RSV, Chickenpox, HPV, and a host of other infectious diseases.
Have you talked with your actuaries about the increased risks and costs associated with each of these diseases? Including, but not limited to the cost of lifelong use of ventilators, braces, wheelchairs, and special equipment associated with Poliomyelitis? This is important because the federal government is cutting back on Medicaid funding that would normally cover these costs . The March of Dimes has changed their goals with the advent of the Poliomyelitis vaccine. The March of Dimes no longer covers the costs associated with Poliomyelitis for individual patients. Instead they now work to reduce birth defects. The increased stays in Pediatric Intensive Care Units for infants who get Whooping Cough? With each disease having its own associated costs.
As I look at the bigger picture you have a number of different factors that come into play. First and foremost are your stockholders. How will they react to lower dividend rates brought about by higher healthcare costs? Will the stockholders ask for higher rates from your customers so they’re dividends are not impacted? Will they ask for policies to be terminated?
You also have those that pay for the insurance. This includes many businesses and some individual policyholders. Will they stand for higher rates because people refuse to do preventive care? Will they demand the people be excluded from benefits for refusing to vaccinate? Will they be willing to pay higher price prices to cover the cost of people who refuse to vaccinate?
Then you have the individuals with the insurance. How will they react to the insurance company telling them they must vaccinate their children or their children will be excluded from their policy for the following conditions of normal childhood illnesses that are preventable by vaccines. How do you plan to educate these people? People tend not to look at the entire picture these days. Some people say vaccines are bad no matter what so you can’t make us give our kids vaccines. Others are saying we must vaccinate for the public good. How are you going to balance that out?.
The reality is that most people of childbearing age are not old enough to remember the effects of these childhood illnesses. They don’t remember how entire schools got vaccinated on the same day by the public health departments across the country. They don’t remember losing friends to childhood illnesses. Most of these people have been vaccinated themselves and don’t remember weeks of isolation until you were well enough to go out in public again. They also don’t remember the dark rooms children had to stay in for a couple weeks at a time to prevent blindness from rubella. No books, or television allowed, because it would damage the eyes. Two to 3 weeks of solid boredom. Can parents afford to stay home the entire time?
Where are you going to take your stand? Right now the country's last line of defense, the Center for Disease Control and Prevention is in tatters. They have lost their focus on preventing disease and trying to keep the country as healthy as possible. The CDC is losing a vast number of doctors and scientists. Their only job was to keep America healthy. They are being replaced by people without medical degrees or the knowledge of science needed to do the work. They are being replaced by gossip mongers. These gossip mongers are spreading lies and would not know the basic science if you put the book right in front of them. Are you willing as companies to take a stand for the health of America? Are you willing to let your bottom line be ruled by gossip mongers without facts? Are you going to demand that science must lead the effort for health in this country? US major health insurance companies have more power than the average person to change the course of this discussion. All I ask is that you gather your facts as soon as possible. Talk with your actuaries. Talk with your board of directors. Talk with your major stockholders. Come up with a reasonable plan. Most importantly put their plan to action. You have the power to change the course of history. You have the power to make America healthy. Use your power wisely.
Sincerely,
Sheri Karobonik
Retired Disability Rights Activist
Mrs. Karobonik retired as a Disability Rights Activist when her youngest child died from an incurable metabolic disease in 2019.
